SyaFi™ | Syariah Finance Intelligence
📉 The Problem
- Lack of AI-driven, spiritual financial tools for Muslims
- Most budgeting apps are not Sharia-compliant
- Low financial literacy in halal investment & zakat management
💡 Our Solution
- AI-powered financial dashboard with Syariah compliance
- Zakat & sadaqah reminder + spiritual money mindset
- Halal investment calculators & Muslim wealth planning
- Integration with Islamic fintech & halal market tools
🧠 Key Features
| Feature | Description |
|---|
| AI Smart Zakat™ | Calculate & remind zakat obligations |
| Halal Wallet Planner | Syariah cash flow & goal tracking |
| Spiritual Money Alerts | Motivate sadaqah, avoid riba, set intention |
| SyaFi Academy | Shariah finance learning modules |
🎯 Target Market
- Muslim Gen Z & Millennials (17–40 y/o)
- Entrepreneurial Muslim women & young couples
- Halal investors, digital hijrah communities, Islamic SMEs
💸 Business Model
- Freemium app (Free basic features, Rp99,000/month Premium)
- Affiliate commission from halal investments & takaful
- Certification & workshops for Syariah finance
- Brand partnership with Islamic fintechs
📊 Year 1 Projections
| Metric | Target |
|---|
| App Users | 200,000+ |
| Premium Subscribers | 30,000+ |
| Zakat Managed | Rp 5 Billion+ |
| Learning Sessions | 100,000+ |
🚀 Investment Opportunity
- Pre-Seed Ask: $250K–$400K
- Build AI platform, UI/UX, certified Syariah integration
- Marketing to Islamic digital communities across SEA & GCC
- Partnership with banks, fintechs, and zakat institutions
🏁 Exit Strategy
- Acquisition by Islamic fintech / SaaS for banks
- Community-led Syariah crowdfunding IPO
- Spin-off tools for masjid, pesantren & B2B Islamic orgs