SakuAnak.id β Smart Wallet for Kids & Teens
1. Executive Summary
SakuAnak.id is an AI-powered digital wallet and financial education platform designed for kids and teens (ages 7β18). We help children learn to manage money while giving parents full visibility and control.
2. Vision & Mission
Vision: To build the most trusted financial education ecosystem for children in Southeast Asia.
Mission: To empower the next generation to develop healthy financial habits through technology, education, and real-world practice.
3. Problems We're Solving
- Low financial literacy among children & teens
- Parents struggle to teach budgeting and money value
- Lack of tools tailored to kids for money management
4. Our Solution
- π― Virtual wallet for kids with spending limits and parental control
- π AI-powered financial coach for daily learning missions
- π‘ Gamified budgeting & savings goals
- π Rewards, family challenges, and educational milestones
- π Islamic finance add-on (Zakat, Infaq, Syariah savings)
5. Business Model
- π³ Subscription (Premium family plans)
- π« B2B2C education packages for schools
- π¦ Commission from top-ups and transactions
- ποΈ Brand collaborations for kids-friendly products
- π§ AI gamification & skill unlocks as in-app purchases
6. Market Opportunity
- π± 40+ million kids & teens in Indonesia alone
- πΈ 25M+ parents in the middle class seeking ed-tech solutions
- π Growing trend of early financial literacy (global & regional)
- π Potential expansion to Malaysia, Brunei, and Middle East
7. Roadmap
- Q4 2025: MVP release + 100 schools onboarded
- Q1 2026: AI Coach, family dashboard, Islamic finance features
- Q2 2026: Strategic bank & school partnerships
- Q4 2026: Regional launch + gamified financial journey
8. Financial Projections
- 2025: $150K revenue β 50K users pilot + 25 schools
- 2026: $1M revenue β full launch + partnerships
- 2027: $5M revenue β regional growth + gamification licensing
9. Funding & Allocation
Seed Round Goal: $500,000 USD
- 40% β Tech development & AI gamification
- 25% β Marketing & family/school acquisition
- 20% β Talent & operations
- 10% β Content & curriculum
- 5% β Legal, compliance & Islamic finance advisory