FinAiD | AI-Powered Financial Freedom
๐งฉ The Problem
- 51% of Indonesians lack basic financial literacy (OJK Report)
- No affordable access to financial coaching for lower-income populations
- Global tools like Cleo or Mint donโt cater to Southeast Asian cultural & language context
- Islamic finance needs are underserved by AI-based solutions
๐ก The Solution
FinAiD offers an AI-powered financial wellness assistant that delivers:
- ๐ Smart Diagnosis โ Automatic financial health scan via simple form
- ๐ค AI Chat Coaching โ Conversational money guidance in Bahasa & English
- ๐
Payment & Savings Reminders (WhatsApp & Email integrated)
- ๐ Islamic Finance Mode for Sharia-compliant financial planning
๐ Business Model
๐ Freemium
Free basic features + Premium Plans (IDR 29K/month)
๐ Digital Products
E-books, Budget Templates, Islamic Finance Journals
๐ B2B2C Licensing
Partnerships with cooperatives, microfinance, fintechs, mosques, communities
๐ค Affiliate Revenue
Sharia-compliant insurance, halal investment platforms, savings tools
๐ Global Scale Opportunity
Starting in Indonesia, then expanding to:
- ๐ Southeast Asia: Philippines, Vietnam, Malaysia
- ๐ Emerging Markets: Nigeria, Kenya, Bangladesh, Brazil
Built for international competitions: UNDP Digital X, MIT Solve, Cartier Womenโs Initiative
๐ Traction Plan
- โ
MVP launch via Typedream + Tally.so + Chatbase
- ๐ฏ 1,000 users in 30 days from Islamic communities & UMKM partners
- ๐ธ $5/month ARPU (average revenue per user) from Premium + Digital Products
- ๐ง AI cost efficiency โ no need for human coaching team
๐ฐ Investment Opportunity
Weโre raising $150,000 pre-seed to scale AI training, marketing, and partner onboarding.
- โ๏ธ 40% Product Development & Integration
- ๐ข 30% Go-To-Market Execution
- ๐ค 20% Community & B2B Partnerships
- ๐งพ 10% Legal & Compliance
Target ROI: 10x within 24 months via subscription scale + strategic licensing deals.
๐ฅ Meet the Founder
Dhian Arinofa โ Serial Entrepreneur | 20+ years experience | Built 100 Brands in 30 Days | Empowering women & underserved communities with AI innovation.