FinAiD | AI-Powered Financial Freedom

FinAiD

AI-Powered Financial Aid & Micro-Coaching for Everyone

๐Ÿงฉ The Problem

  • 51% of Indonesians lack basic financial literacy (OJK Report)
  • No affordable access to financial coaching for lower-income populations
  • Global tools like Cleo or Mint donโ€™t cater to Southeast Asian cultural & language context
  • Islamic finance needs are underserved by AI-based solutions

๐Ÿ’ก The Solution

FinAiD offers an AI-powered financial wellness assistant that delivers:

  • ๐Ÿ“Š Smart Diagnosis โ€“ Automatic financial health scan via simple form
  • ๐Ÿค– AI Chat Coaching โ€“ Conversational money guidance in Bahasa & English
  • ๐Ÿ“… Payment & Savings Reminders (WhatsApp & Email integrated)
  • ๐Ÿ•Œ Islamic Finance Mode for Sharia-compliant financial planning

๐Ÿš€ Business Model

๐ŸŽ Freemium

Free basic features + Premium Plans (IDR 29K/month)

๐Ÿ“˜ Digital Products

E-books, Budget Templates, Islamic Finance Journals

๐Ÿ“ˆ B2B2C Licensing

Partnerships with cooperatives, microfinance, fintechs, mosques, communities

๐Ÿค Affiliate Revenue

Sharia-compliant insurance, halal investment platforms, savings tools

๐ŸŒ Global Scale Opportunity

Starting in Indonesia, then expanding to:

  • ๐Ÿ“Œ Southeast Asia: Philippines, Vietnam, Malaysia
  • ๐ŸŒ Emerging Markets: Nigeria, Kenya, Bangladesh, Brazil

Built for international competitions: UNDP Digital X, MIT Solve, Cartier Womenโ€™s Initiative

๐Ÿ“Š Traction Plan

  • โœ… MVP launch via Typedream + Tally.so + Chatbase
  • ๐ŸŽฏ 1,000 users in 30 days from Islamic communities & UMKM partners
  • ๐Ÿ’ธ $5/month ARPU (average revenue per user) from Premium + Digital Products
  • ๐Ÿง  AI cost efficiency โ€“ no need for human coaching team

๐Ÿ’ฐ Investment Opportunity

Weโ€™re raising $150,000 pre-seed to scale AI training, marketing, and partner onboarding.

  • โš™๏ธ 40% Product Development & Integration
  • ๐Ÿ“ข 30% Go-To-Market Execution
  • ๐Ÿค 20% Community & B2B Partnerships
  • ๐Ÿงพ 10% Legal & Compliance

Target ROI: 10x within 24 months via subscription scale + strategic licensing deals.

๐Ÿ‘ฅ Meet the Founder

Dhian Arinofa โ€“ Serial Entrepreneur | 20+ years experience | Built 100 Brands in 30 Days | Empowering women & underserved communities with AI innovation.